Managed Care · MI
Michigan
Saturated · score 42
MA penetration is above average — competition is high, focus on plan-specific wins.
State MA penetration
63.3%
National rank #1 · National avg 47.8%
+15.54 pp vs national
1,449,506
MA beneficiaries (rolled up)
2,288,376
Medicare eligibles
83
Counties indexed
423
SNFs in state
MA beneficiaries · 2016–2022
YoY change: +81.1%
SNF utilization rate (MA enrollees)
Share of MA beneficiaries with a SNF stay each year (CMS MA GV PUF).
Most saturated counties
- 77.0%Ottawa47,460 of 61,669 eligibles
- 75.7%Newaygo10,201 of 13,485 eligibles
- 74.2%Muskegon31,775 of 42,810 eligibles
- 74.1%Kent90,409 of 122,074 eligibles
- 73.1%Ionia9,790 of 13,385 eligibles
- 72.3%Allegan19,939 of 27,573 eligibles
- 72.2%Eaton18,877 of 26,160 eligibles
- 72.0%Clinton12,340 of 17,143 eligibles
- 70.3%Montcalm11,149 of 15,868 eligibles
- 69.8%Oceana5,345 of 7,652 eligibles
Highest opportunity counties
- 47.1%Ontonagon2,488 eligibles · 1,172 enrolled
- 48.7%Keweenaw827 eligibles · 403 enrolled
- 52.6%Gogebic4,704 eligibles · 2,475 enrolled
- 52.7%Dickinson7,656 eligibles · 4,037 enrolled
- 53.4%Cass13,748 eligibles · 7,340 enrolled
- 53.9%Huron10,128 eligibles · 5,456 enrolled
- 53.9%Emmet10,375 eligibles · 5,592 enrolled
- 54.0%Alger2,889 eligibles · 1,561 enrolled
- 54.1%Houghton8,109 eligibles · 4,388 enrolled
- 54.7%Otsego7,360 eligibles · 4,025 enrolled
Top MA payers in Michigan
1,475,342 total MA enrolled- 1BCBS OF MICHIGAN MUTUAL INSURANCE COMPANY477,00232.3%
- 2PRIORITY HEALTH275,28718.7%
- 3HUMANA INSURANCE COMPANY146,3309.9%
- 4HEALTH ALLIANCE PLAN OF MICHIGAN87,1545.9%
- 5EMPHESYS INSURANCE COMPANY62,5944.2%
- 6AETNA LIFE INSURANCE COMPANY61,6934.2%
- 7BLUE CARE NETWORK OF MICHIGAN61,5104.2%
- 8ALLIANCE HEALTH AND LIFE INSURANCE COMPANY39,7612.7%
- 9UNITEDHEALTHCARE COMMUNITY PLAN, INC.39,5832.7%
- 10HUMANA MEDICAL PLAN OF MICHIGAN, INC.39,3632.7%
- 11MERIDIAN HEALTH PLAN OF MICHIGAN, INC.32,7352.2%
- 12AETNA HEALTH OF MICHIGAN INC.22,9661.6%
- 13SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC.19,8651.4%
- 14UNITEDHEALTHCARE INSURANCE COMPANY19,1701.3%
- 15AETNA BETTER HEALTH OF MICHIGAN INC.17,2541.2%
Top-rated SNFs in Michigan
423 total- Manistee County Medical Care FacilityManistee, MI · Manistee County · 78 beds5★
- Michigan Masonic HomeAlma, MI · Gratiot County · 204 beds5★
- Medilodge of ClareClare, MI · Clare County · 92 beds5★
- Maples Benzie County Medical CareFrankfort, MI · Benzie County · 80 beds5★
- Maple Lawn Medical Care FacilityColdwater, MI · Branch County · 114 beds5★
- Chelsea Retirement CommunityChelsea, MI · Washtenaw County · 85 beds5★
- Bay Bluffs-Emmet County Medical Care FacilityHarbor Springs, MI · Emmet County · 120 beds5★
- Huron County Medical Care FacilityBad Axe, MI · Huron County · 112 beds5★
- Oceana County Medical Care FacilityHart, MI · Oceana County · 115 beds5★
- Thornapple ManorHastings, MI · Barry County · 161 beds5★
Source: CMS MA State/County Penetration (Aug 2025). Secondary metrics from CMS Medicare Advantage Geographic Variation PUF (2016–2022). Penetration is computed by rolling up county-level CMS-published MA enrolled / Medicare eligibles. Trend chart spans 2016–2022.